Plain-language articles on money, investing and financial planning, written for real South Africans.
A lot of South Africans are paid early in December and not again until 31 January. That is 49 days on one salary. Here is what three pay cheques can do about it.
Read article →In South Africa a power of attorney stops working the moment you lose capacity, and there is no enduring version. Here is what actually happens, what the alternatives cost, and what you can do about it.
Read article →The people with large amounts sitting in the bank aren't careless. They're careful. Here's the maths nobody does, and what that caution actually costs.
Read article →There's no one-size answer, but there are benchmarks worth knowing. Here's how to assess where you are and build a plan to close the gap.
Read article →Your salary went up, but so did your expenses. Lifestyle inflation is the silent killer of long-term wealth, and most people don't spot it until it's too late.
Read article →Wills, executors, beneficiary nominations and estate duty, explained without the legal jargon. What you need to know to protect your family.
Read article →Both are tax-efficient. Both are essential. But which one should you fund first, and what happens when you can only afford to do one? The definitive answer.
Read article →Panic is the enemy of long-term wealth. Here's how to think about market downturns, what history tells us, and the one thing you should almost never do.
Read article →The insurance gap in this country is measured in trillions. Here is what that number actually means for an ordinary family, and how to work out your own.
Read article →Most South Africans will outlive their retirement savings. Here's what they're getting wrong, and how to fix it before it's too late.
Read article →One email per month, practical financial tips, product news and insights from the world of South African wealth management. No spam.
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